Kmart, Big W, Target: The 'naughty' shops to avoid this Black Friday

Retailers have been named and shamed for a lack of transparency on how they treat their workers. Here’s which brands made the “naughty or nice” list.
Retailers have been named and shamed for a lack of transparency on how they treat their workers. Here’s which brands made the “naughty or nice” list.
An emergency fund is a great way to cover those unexpected costs that crop up because life can be unexpected.

You might lose your job, your car might need repairs or you might get hit with a big dental or medical bill. But despite the best of intentions 1 in 5 Australians say they don’t have any emergency savings to fall back on at all.

So how do you build an emergency fund - and how much should you aim to save? In a perfect world experts say that you should have 6 months salary stashed away, but if this just isn’t realistic for you - then set something that is - after all something is better than nothing.

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